From the category archives:
Between 20% and 30% of those eligible for 401(k) savings don’t bother to participate. Despite any number of books, blogs, etc., explaining the facts of liabilities vs. incoming-producing assets, most people still think that their house is an asset, not a liability. The average 401(k) balance is only about $50,000 to $60,000, but retiring 30 [...]
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Micro-finance organizations like Kiva provide a way to really make a difference in someone’s life, and to keep doing that over and over.
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I tend to deal primarily with cash during the day as I pick up coffee, go to lunch, pay for parking, etc. In order to keep an eye on where my money is going I need to track these cash expenses, but many of them don’t provide receipts (and I really don’t want to have to carry a pocketful of receipts or sit and enter them into the computer in the evening).
Besides, this is the kind of thing the iPhone is for, right? So I grabbed several expense-tracking apps and tried them out. Unfortunately, what I found was that they were all geared more toward someone trying to track and report on business expenses, which meant that they were a bit too “heavy” for my needs. Ideally, I wanted to be able to tap “coffee”, enter “$3,00″ and be done with it, and be able to see my total expenses at a glance.
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